Napas ACH
This is a solution providing financial switching and electronic clearing system (ACH – Automated Clearing House), a model of connecting financial switching and clearing between NAPAS and member banks.
ACH is an automated clearing system satisfying the requirements of clearing resolution of low value retail payments (Debit/Credit) transactions (usually retail, 24/7, or low value transactions, great number of daily transactions), and processing transactions or batches among participants.
Highlights
features
Multi-flatform, multi-device support
Designed on a microservice platform, running the Kubernetes (K8s) platform.
Unlimited transaction e-message
Not limit messages.
Unlimited copyright
Not limit copyright of users.
Easy to upgrade and expand effeciency
Easily upgrade and enhance performance in case of increase in transaction volume.
Optional at requests
Customize the software as required by customer.
Absolute confidentiality
Pass Pentest and Scancode with all security errors.
Benefits
Meet 24/7 transactions available for customers.
Address a large number of transactions.
Offer many benefits to banks and customers because of low transaction processing fees.
Minimize errors in transaction processing.
Be more safe according to ISO 20022 standard and apply digital signatures to transaction messages.
Provide more services such as batch transaction, Request to Pay, Money transfer via phone number.
Key features
Store used queries as a historical data source for risk assessment
Control duplicate queries.
Carry out real-time or batch transaction control and processing
Manage identity – decentralized
Manage identity – centralized
Support automatic comparison and check
Environment and technology
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