CIC Host to Host
CIC H2H system is an online connection system between financial institutions and National Credit Information Center of Vietnam (CIC) to query credit information online with CIC for the credit needs of individuals and companies.
Optimal data storage
Store data in a centralized way, reuse data and save costs.
Compliance with policies
Comply with CIC’s mandatory policy that it is undertaken by one system only.
Quick command processing
Connect and process orders online and instantly.
Outstanding integration and connectivity
Be possibly integrated and connected directly to credit scoring system and lending system.
Full connection APIs
Provide a full range of API connections for other systems.
Assistance in information checking if needed
Provide reconciliation statements for checking information when necessary.
The duplicate queries of credit institutions at branches and transaction offices are minimized.
Questions and answers are quickly processed, meeting the business demands of credit institutions.
Facilitate credit institutions’ control and statistics of consulting costs at all branches thereof.
Save personnel expenses (before having CIC H2H system, users spent many efforts to access CIC website to query and proceed results)
Eliminate customers’ duplication of questions for the same CIC in the whole system
Reuse CIC data based on previous questions (subject to information lifetime)
Information is quickly and instantly responded by CIC (measured on the system)
Strictly comply with CIC’s policy on frequency and login IP.
Guarantee absolute information security since the application system is connected to D-CI through hidden users.
Officers and branches can control, monitor and report queries to CIC
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